Real estate appraisal services for homeowners in the city of Clifton Park and Saratoga County

The top seven reasons why NY homeowners need Armstrong Appraisals, LLC.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a NY property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Saratoga County or the state of NY

Do you own a house in or near Clifton Park? Do you need help deciding the value of your real estate?
Contact Armstrong Appraisals, LLC..

We at Armstrong Appraisals, LLC. understand the individual needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Armstrong Appraisals, LLC. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Armstrong Appraisals, LLC., we're seasoned in helping folks just like you do away with unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other properties close by. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Armstrong Appraisals, LLC. is your chief weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be annoying from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Armstrong Appraisals, LLC. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Armstrong Appraisals, LLC. can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.